AdviceInsurance advice

Be careful what you brag about on social media

Social media pages are often a great source of fantastic characters, hilarious comments and sage advice. They can also land the unwary boaster with a whole pile of grief from an insurance company or worse, a prosecution team, later down the line.

On Biker & Bike’s Facebook Page and dozens of other pages and groups, we often see comments from bikers that make us think they might come back to bite the poster on the arse.

Take this one: “If I ever ride in London again, fuck it, I will be armed.”

This was on a post about the first bike jacking in London to feature a firearm. Compared to some of the comments surrounding bike-jacking posts online, this is pretty tame and, if it stays as just a comment on a website, fairly innocuous.

But if the worst came to the worst and the poster found himself using his security chain on someone trying to steal his bike, prosecution teams can use that statement as proof that the by-now defendant has previously declared pre-meditated intention to harm…

Likewise, after a particularly ’spirited’ countryside blat it’s best to keep to yourself anything along the lines of, “Must’ve been pulling the ton when I flew past him.” Don’t be surprised if, even years later, your insurance company turn round in an edge case – when an accident you are involved in could have been caused by excessive speed – and they use it as proof you have a history of reckless riding. It’s not direct evidence in the case against you, but it doesn’t help your argument either.

Of course, hearsay can’t be used in criminal cases, but civil cases are different.

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Social media is being used in court

There have been a number of publicised cases where speeder’s own camera footage has been used against them.

Posting the evidence of riding at more than twice the national limit is never going to be wise, but you should also be careful when telling tales of less extreme adventures.

Solicitors firms are known to trawl social media profiles for any signs of incriminating material they can use in a case. Insurers can do the same.

You may have your profile setting set to the highest privacy settings on a website like Facebook, but don’t forget, anything you post into a group, even a closed one, can be seen publicly. False accounts are used to infiltrate closed groups and it’s then possible to search for your contributions.

You don’t even need to be subject to a claim or case brought against you after an accident.

One idiot from West London filmed himself driving a Lamborghini, one-handed, streaming it online. A member of the public brought it to the attention of the cops who subsequently prosecuted him. It’s not known if he filmed his reaction to getting a £500 fine + costs and a three-month ban.

If you are worried you might have left comments around Facebook, for example, you can download your entire history of posts and comments and remove them by following this advice: https://www.facebook.com/help/405183566203254/

Get yourself sorted:

Keep it ‘bantz only’ online and don’t incriminate yourself. Not that you do anything naughty, of course…

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The Author

Paul Vennard

Paul Vennard

Paul is actually a chartered accountant so he knows a thing or two about saving money - and that's one of his roles at Biker and Bike: how to save bikers money.

Like everyone else here he's a full-on biker. He's a year-round rider and never happier than when he's on a track, screaming the nuts of his 675 Daytona.

Paul also loves a trip. Just don't share a tent with him. He snores like a bastard.